Life insurance priced for CDL holders, not against them. Up to $1,000,000 in permanent coverage, no medical exam, and a death benefit your family receives income-tax-free — with living benefits you can reach yourself if you fall seriously ill.
Your details are encrypted in transit and never sold
Coverage placed through A+ rated national carriers
A health questionnaire instead of a lab visit
No two-year contestability delay
Reach the benefit early if you fall seriously ill
Your premium never climbs with age
Why drivers stay
If the worst happens on the road, your beneficiaries receive the death benefit — and under current federal law a life insurance death benefit is generally received income-tax-free. Enough to clear the mortgage and the truck note instead of selling both in a hurry.
A heart attack, a stroke, a cancer diagnosis, a condition that ends your driving career. Living benefit riders let you draw on your own death benefit early, while you are here to spend it. Which riders are available, and what triggers them, varies by carrier and state.
Term coverage gets more expensive every time it renews, then ends. Lock a permanent rate in now and it holds for the life of the policy, whatever the DOT physical says in fifteen years.
A permanent policy can accumulate cash value over time, credited with a floor that protects you in a down year. It is the quiet part of the policy, not the point of it — the coverage is what you are buying.
From the seat
Illustrative examples, not verified customer reviews. Replace with consented testimonials before launch.
Two carriers turned me down over my A1C before I ever got a rate. Here the questionnaire took about twenty minutes and I came out the other side with $750,000 and no lab work.
Dwayne Feltner
OTR · 19 years · Joplin, MO
What sold me was the living benefit rider. If I have a stroke tomorrow I am not waiting on disability paperwork to see a dollar of it, and it still pays my wife in full if I do not make it home. The rate is the rate for life, too.
Marisol Quintanilla
Owner-operator · 11 years · Laredo, TX
My agent actually knew what a lease-purchase settlement statement was. That is a low bar and every other outfit I called missed it.
Ray Boudreaux
Lease-op · 7 years · Lafayette, LA
Straight answers
Permanent life insurance — it is designed to stay in force for life rather than expire after a term, and the death benefit is generally received income-tax-free by your beneficiaries. Part of your premium buys that death benefit; the remainder accumulates cash value credited based on a market index, with a cap on the upside and a floor on the downside. You can borrow against that cash value in later years, though a policy loan accrues interest and reduces the death benefit until it is repaid.
No exam, no obligation, and no salesman showing up at your house. Just a licensed agent, your real numbers, and a decision that stays yours.
Check My Rate — FreeNo exam · No obligation · Takes about two minutes